Frequently Asked Questions:
I want to buy a home, but where do I start?
A: Start my talking to ME!! I will review your income, credit, reserves. We will review your budget and go over all the loan programs in detail to make sure you are ready to buy a home!
Do I need a down payment to buy a home?
A: At this time there are 2 loan programs that will allow you to buy a home without a down payment, call or email me to discuss your options.
Can I buy a home from a family member?
A: YES, you can. We can even structure the loan where you may NOT need a down payment.
If the home needs updates, can I borrow extra for these updates?
A: YES, I have the FHA 203K Rehab loan program. This allows one to borrow up to $35,000 for certain updates/extras Please note, certain limitations and qualifications apply.
If my credit is not the best, can I ever buy a home?
A: YES, I have worked with clients in the past on credit repair. I’m willing to help you–time line to buy a home, depends on your current credit status and each situation and time line is different.