FREQUENTLY ASKED QUESTIONS
1.) Q: I want to buy a home, but where do I start? A: Start my talking to ME!! I will review your income, credit, reserves. We will review your budget and go over all the loan programs in detail to make sure you are ready to buy a home!
2.) Q: Do I need a down payment to buy a home? A: At this time there are 2 loan programs that will allow you to buy a home without a down payment, call or email me to discuss your options.
3.) Q: Can I buy a home from a family member? A: YES, you can. We can even structure the loan where you may NOT need a down payment.
4.) Q: If the home needs updates, can I borrow extra for these updates? A: YES, I have the FHA 203K Rehab loan program. This allows one to borrow up to $35,000 for certain updates/extras Please note, certain limitations and qualifications apply.
5.) Q: If my credit is not the best, can I ever buy a home? A: YES, I have worked with clients in the past on credit repair. I’m willing to help you–time line to buy a home, depends on your current credit status and each situation and time line is different.
Have a question I didn’t answer? Call me at 920-960-0852 or email me at email@example.com.