What’s New In Loan Programs


HomeStyle Renovation Loan

Renovate, repair or improve a home with a HomeStyle® Renovation loan. What is HomeStyle® Renovation? HomeStyle® combines home purchase or refinance with home improvement financing in one loan with one closing. HomeStyle® loans let you customize a home to your liking or make needed repairs as long as they are […]


Watertown Homes No Longer Eligible for USDA Financing

As of October 1, 2013, homes in Watertown will no longer be eligible for USDA Rural Development financing. With the new census that was done, the city of Watertown was found to be over the 20,000 population maximum for the USDA loan.  Please look at the map below for details on […]


USDA Rural Development Update

What is USDA Rural Development? The USDA Rural Development Loan Program is a program designed to make rural housing more affordable. USDA loan program eligibility depends upon applicant income and the purchase property location. With USDA Rural Development loans, you can finance a home with no down payment. USDA Program […]


Easier to Refinance Current FHA Loans

Efective June 11, 2012, FHA will lower both the upfront mortgage insurance premium and annual mortgage insurance premium for all streamline refinances that are refinances of FHA loans endorsed on or before May 31, 2009.  For all SF Forward Streamline Refinance transactions that are refinancing FHA loans endorsed on or before […]