Interesting


Everything Old is New Again

In the world of home décor, everything old is new again. From repurposed furniture to scraped hardwood floors and over-dyed rugs, there’s a new vibe in our homes. And it comes from the past. Why? As futurist Richard Watson noted in a Refinery29.com article on nostalgia, it’s about the uncertainty […]


How Today's Mortgage Insurance Works

As you likely know, mortgage insurance is taken out by a lender to cover the lending company in the event the borrower defaults on his or her mortgage; the borrower pays the premiums. Typically, mortgage insurance is applicable when there is a low down payment, or when the borrower’s credit […]


RESPA and Its Impact on the Mortgage Process

While the Real Estate Settlement Procedures Act (RESPA) has had a significant hand in the real estate transaction process, it’s just as embedded in the mortgage process. Since 2010, when major revisions were implemented, it has changed the way in which mortgage operations are conducted, as well as what may […]