[e] KWeninger@fairwaymc.com
[p] 920-960-0852

Category: Credit

A Lender's Take on Debt-to-Income Ratios

Debt-to-income ratios seem to generate many questions from borrowers. If you have questions on this subject, the information below may help answer them. Debt As well as the mortgage payments you are hoping to take on in purchasing or refinancing your home, your revolving and installment debt represent the greatest concerns to lenders. These include […]

Your Credit Questions Answered

Buyers, both first-time and seasoned, seem to have more questions about credit than any other subject related to financing. Because credit plays an increasingly more important role in the qualification process, it also becomes more important for you to be able to understand your credit score. A “credit score” is actually the middle score assigned […]

Even After Death, Citizens Are Not Safe from Identity Theft!

Each year, 2.5 million deceased American citizen identities are stolen, according to the fraud prevention firm ID Analytics.  Scammers use this information to apply for loans, open credit card accounts and file fraudulent tax returns. It’s easier to obtain a deceased citizen’s information than you think.  Fraudsters gather personal information by simply reading obituaries.  The […]

5 Tips for Establishing Credit

Credit History is Essential to Loan Approval Are you interested in purchasing a home? In order to purchase a home, your lender will need to evaluate your credit history. So what happens if you don’t have a credit history? Assuming you have confirmed your meager credit history with an updated credit report (get a free […]

Success Story: Building Credit to Buy a Home

I really enjoyed working with Ryan & Sondra to purchase their new home.  They came to me a year ago to get pre-approved for a loan, but because Ryan didn’t have any credit to his name we had to come up with a plan.  He applied for a secure credit card and started responsibly building […]

Kristine Weninger
Loan Officer NMLS ID 225608
836 Park Ave
Beaver Dam, WI 53916
Direct 920-960-0852
Office 920-219-4200
Fax 920-219-9987


Fairway Independent Mortgage

NMLS# 2289

Complaints may be directed to:

(877) 699-0353 or

Email us:


Copyright ©2018 Fairway Independent Mortgage Corporation. NMLS#2289. 4750S. Biltmore Lane, Madison, WI 53718, 1-877-699-0353. Fairway is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

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