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Month: May 2014

A Home of Their Own for Students, Thanks to Mom and Dad

  With the school year wrapping up, new college students and their parents are beginning to discuss off-campus housing. So now’s the perfect time to consider the FHA’s non-occupant co-borrow program – also known as the Kiddie Condo program. Kiddie Condo Program This program allows a student and his or her parents to purchase a […]

Buying vs. Renting

Even in the face of rising home prices in many areas and increasing mortgage rates, it’s still an amazing time to be purchasing a home. This is never more true than for the first-time home buyer. If you’re in the “first-time home buyer club”, you may be conflicted over whether to buy or rent. You’ll […]

Soon, You Too Can Own the Smartest Home on the Block

  Thanks to our high-tech society, our homes may soon be smarter than we are. Technology is already connecting our smartphones to appliances and programming robotic butlers to do routine household chores. Besides making household tasks easier, many “smart” home innovations also make our homes safer and more energy efficient. For example, Nest Labs markets […]

Think Like a Lender: It's a Critical First Step

  Most people know that discussing options with a mortgage professional is an important step to finding out how much house you can afford to buy. However, few realize that understanding what lenders look for is also critical to the home-buying process. First, you need to calculate your current debt load and your price range. […]

Now's a Good Time to Think About Buying a Home

  After last year’s surge, housing prices are leveling off in some areas as the real estate market cools. And sellers are motivated. Their homes may have been on the market since late winter or early spring. Anxious to sell their properties, they now may be prepared to consider lower offers. Also, as the school […]

Turns Out Nice People Are Good at Small Talk, Too

  For many, the thought of making small talk with strangers scares them silly. According to Gretchen Rubin in a LinkedIn post, “Small talk can be a big problem.” Indeed, some people are so terrified at the prospect of keeping the verbal ball in play, they’d rather stay home. Never fear. With a little practice, […]

Success Story: Kris & James

Congrats to Kris & James of Fox Lake!  They used the Federal VA loan to purchase a home of their own!!  I wish you the best of luck in your new home! If you know of any Veteran that has VA eligibility AND is interested in buying a home, pass my name on.  This is […]

What Were You Thinking? How Great Ideas Are Born

Dell’s popular 2014 marketing campaign, Beginnings, highlights the genesis of some the great ideas of the last 40 years. From Skype’s birth in a high-rise apartment to Dropbox’s eureka moment on Interstate 95, the computer giant suggests that good ideas can come from anywhere. It’s a great concept, but is it right? Malcolm T. Gladwell, […]


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