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Month: August 2013

What is HARP?

What is HARP? If you’re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP). HARP is designed to help you get a new, more affordable, more stable mortgage. HARP […]

What is a Home Appraisal?

What is a Home Appraisal? An appraisal is a written estimate of a property’s market value used by mortgage lenders to verify a property’s worth for prospective financing. Appraisals are performed by qualified independent real estate appraisers, typically after your purchase offer is accepted by the seller. Why is an Appraisal Required? An appraisal is essential […]

5 Great Housewarming Gifts

Have you recently been invited to a housewarming party? While many of us love sharing in our friends’ and families’ excitement with their new home – many of us dread selecting a housewarming gift. What should do you bring? 5 Top Housewarming Gift Ideas Here is a quick list of housewarming gifts sure to charm […]

Even After Death, Citizens Are Not Safe from Identity Theft!

Each year, 2.5 million deceased American citizen identities are stolen, according to the fraud prevention firm ID Analytics.  Scammers use this information to apply for loans, open credit card accounts and file fraudulent tax returns. It’s easier to obtain a deceased citizen’s information than you think.  Fraudsters gather personal information by simply reading obituaries.  The […]

5 Tips for Establishing Credit

Credit History is Essential to Loan Approval Are you interested in purchasing a home? In order to purchase a home, your lender will need to evaluate your credit history. So what happens if you don’t have a credit history? Assuming you have confirmed your meager credit history with an updated credit report (get a free […]

Younger Home Buyers are More Optimistic

Younger Home Buyers More Confident About Home Purchases The inaugural 2013 National Association of Realtors (NAR) Home Buyer and Seller Generational Trends was released today. This new report evaluated the generational differences of recent home buyers and sellers and found that while eight out of 10 recent buyers considered their home purchase a good financial investment, the […]

Miss Dodge County Fire Queen

  Thank you to the Iron Ridge Fire Department for asking me to be one of the 3 judges in last night’s competition for Miss Dodge County Fire Queen.  Great job to all the girls that entered!!

Can You Buy a Second Home?

With home prices still low in many areas, and mortgage rates near historic lows, second homes as well as vacation properties have become very attractive propositions.  Add to that the fact that in many areas inventory is currently high on these types of properties, and you have a prime purchase opportunity. In starting your search, […]

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