Monthly Archives: August 2013


What is HARP?

What is HARP? If you’re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP). HARP is designed to help you get a new, more […]


What is a Home Appraisal?

What is a Home Appraisal? An appraisal is a written estimate of a property’s market value used by mortgage lenders to verify a property’s worth for prospective financing. Appraisals are performed by qualified independent real estate appraisers, typically after your purchase offer is accepted by the seller. Why is an Appraisal […]


Even After Death, Citizens Are Not Safe from Identity Theft!

Each year, 2.5 million deceased American citizen identities are stolen, according to the fraud prevention firm ID Analytics.  Scammers use this information to apply for loans, open credit card accounts and file fraudulent tax returns. It’s easier to obtain a deceased citizen’s information than you think.  Fraudsters gather personal information […]