[e] KWeninger@fairwaymc.com
[p] 920-960-0852

Tips for a Smooth Loan Approval

After applying for a loan, you will anxiously wait until it gets approved.  In order to ensure an effortless loan process, make sure to abide by these Do’s and Don’ts.  It will help you avoid any delays with your loan approval.


DO continue making your mortgage or rent payments.
DO stay current on all existing accounts.
DO keep working at your current employer.
DO keep your same insurance company.
DO continue living at your current residence.
DO call me if you have any questions!

DON’T make a major purchase (car, boat, fur, jewelry, etc).
DON’T apply for a new credit (even if you seem pre-approved).
DON’T open a new credit card.
DON’T transfer any balances from one account to another.
DON’T pay off charge offs without a discussion with me first.
DON’T pay off collections without a discussion with me first.
DON’T buy any furniture.
DON’T close any credit card accounts.
DON’T change bank accounts.
DON’T max out or over charge on your credit card accounts.
DON’T consolidate your debt onto one or two credit cards.
DON’T take out a new loan.
DON’T start any home improvement projects.
DON’T finance any elective medical procedures.
DON’T open a new cellular phone account.
DON’T join a new fitness club.
DON’T pay off any loans or credit cards without discussing it with me first.

If you encounter a special situation, it is best to mention it to me right away so I can help you determine the best way to achieve your goals.  Call me at (920) 219-4200 or email me.

As always, my goal is to Get You Your Success Story!

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Kristine Weninger
Loan Officer NMLS ID 225608
836 Park Ave
Beaver Dam, WI 53916
Direct 920-960-0852
Office 920-219-4200
Fax 920-219-9987


Fairway Independent Mortgage

NMLS# 2289

Complaints may be directed to:

(877) 699-0353 or

Email us:


Copyright ©2018 Fairway Independent Mortgage Corporation. NMLS#2289. 4750S. Biltmore Lane, Madison, WI 53718, 1-877-699-0353. Fairway is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

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